Dental problems don’t wait for a convenient time or a flush bank account. Whether it’s a sudden pain, a broken tooth, a cracked crown, or the need for a cosmetic upgrade before a big event, the cost of care can hit when funds are tight. At times like these, wouldn’t it be great to have healthcare financing options to help you get the essential and elective dental care without delay? At Bass & Watson Family Dental, we’ve got you covered!
For patients in Apex without dental insurance, we accept cash, checks, debit/credit cards, and assignment of benefits. For those who prefer to set up a payment plan, we can also help with financing via CareCredit®.
What’s an Assignment of Benefits?
In dental care, an assignment of benefits is an agreement in which a patient authorizes their dental insurance provider to make direct payments to their dentist. Effectively, an assignment of benefits transfers an individual’s right to receive payment from the insurance company for a treatment or procedure to their dentist. This simplifies the payment process by eliminating the patient’s obligation to pay the dentist upfront and then wait for reimbursement from the insurance provider.
What Is CareCredit?
CareCredit is a healthcare credit card designed to help patients cover out-of-pocket expenses for treatment categories that are not typically covered by insurance. Created in the 1980s to make dental implants more accessible, CareCredit now supports financing across multiple health categories, including dentistry, veterinary care, and cosmetic procedures. CareCredit enables patients to proceed with necessary treatments and pay off costs in manageable monthly installments. Before applying, be sure to confirm that your dental provider accepts CareCredit.
CareCredit offers patients the flexibility to choose from multiple financing plans (6 to 24 months) and make monthly payments as agreed upon. Of course, like any credit tool, CareCredit requires responsible use. Exceeding terms or missing payments could result in added interest or fees.
What Dental Procedures Does It Cover?
CareCredit can be used for a wide range of preventive, restorative, and cosmetic dental services, including:
- Dental crowns, bridges, fillings, and sealants
- Oral surgery and root canals
- Gum disease treatment
- Traditional braces, Invisalign®, and other orthodontics
- Porcelain veneers
- Professional teeth whitening
- Routine cleanings and checkups
- Copays, deductibles, and prescriptions
How to Apply and Use CareCredit
Applying is quick and easy via the CareCredit website or over the phone at 1-866-893-7864. You’ll need to provide basic financial details for approval, which is typically issued in minutes. Once approved, even before your physical card arrives, you can start scheduling your procedures.
Find the Best CareCredit Dentist and Payment Plan in Apex, NC
If you’re in the Apex area and looking for flexible payment options for oral health, we're here to help! Contact Dr. Robert Watson and the friendly, knowledgeable Bass & Watson Family Dental team today to learn more about how CareCredit can help you get the vital dental care you need, when you need it.